Freedom Debt Relief Reveals the Best Money Management Apps
Whether you’re saving for retirement, planning a big vacation, or you just want to be a better consumer, Freedom Debt Relief has found that there are a number of helpful personal finance apps that can bring you closer to your financial goals from the comfort of your phone! Today’s technology is more advanced than ever, and digital experts are making investment and savings advice convenient and quick for event the average Joe to have the money-management services of a professional in the palm of their hand. Freedom Debt Relief has reviewed some of the internet’s best finance apps available today- here are just a few of our favorites.
Digit. Trying to save but can’t seem to find the money or time? Digit makes saving easy- the app analyzes your spending patterns and your deposit records and makes small withdrawals into a predetermined savings account. Freedom Debt Relief has found that most users don’t even notice that the app has taken money out of their account, allowing them to save without making changes to their lifestyle. Even better, Digit has a no-overdraw guarantee- so you can set it, forget it, and watch your money accumulate.
Acorns. Acorns is an excellent way for new savers to enter into the world of investing without risking their entire life savings. Every time you make a purchase, Acorns will round up your spending to the nearest dollar and invest the extra change into a predetermined series of penny stocks. While you won’t become the next Warren Buffet using the app, Freedom Debt Relief has found that Acorns offers a unique and simple way for users to begin investing without taking too much risk or going through the hassle and cost of hiring a financial adviser.
Penny. If you’re the type of person who finds themselves particularly prone to impulsive purchases, Penny is the app for you. Penny is a spending training app that analyzes users accounts and tracks their spending throughout the day. When the app learns the basic details of how users typically engage with their money, it begins making recommendations on where they can save and allows users to set daily or monthly goals to curb excessive spending. While Penny is not an in-depth financial planning app, it allows users to hold themselves accountable and compare their rates of spending on a daily and monthly basis.
Clarity Money. From Netflix to unused gym memberships, most of us have monthly services and subscriptions that suck money from our budgets before we even realize where our paychecks have gone. Clarity Money looks at the monthly services that users continually pay for and suggests places to unsubscribe or renegotiate for a better rate. It’s a great way to cut back on small, regular purchases that can add up and pile into massive debits from your budget.
If you’re working your way towards a more healthy financial future, don’t do it alone- Freedom Debt Relief is here to help! While these four choices are our current favorites available right now, don’t be afraid to ask your financial planner or even your tech-savvy friends about what’s trending in your area. You never know which apps will be able to completely change your budgeting skills!